# SEPA batch direct debit with digital mandate

> Collect all due invoices in one run: digital SEPA mandate in the customer portal, pre-notification on the invoice, one pushTAN for the whole batch.

Source: https://1x1it.de/en/workorderagent/banking/sepa-lastschrift/

The direct debit centre shows all invoices ready for collection, preselected. You release the whole batch with your password and one pushTAN. Bank reconciliation books the incoming payment by itself.

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[All banking features](https://1x1it.de/en/workorderagent/banking/)

SEPA direct debit Banking

- **Mandate:** digital in the customer portal
- **Notice:** on invoice and email
- **Collection:** whole batch with one pushTAN
- **Dates:** per customer, weekends skipped
- **Discount:** early collection with 2 %

## From mandate to booked payment

No paper and no banking portal.

- Grant the mandate: Your customer signs the SEPA mandate on screen in the customer portal. The IBAN and BIC are checked against the bank directory at the same time.
- Issue the invoice: The invoice and invoice email automatically include the collection amount, date and mandate reference.
- Collect: The direct debit centre shows all invoices ready for collection, preselected. Password, one pushTAN for the whole batch, done.
- Book automatically: The bank statement arrives via FinTS, reconciliation recognises the collection including any early payment discount and closes the invoice.

## In detail

- Collection date per customer: On the payment due date or as early collection with discount. Weekends are skipped automatically.
- Early collection with discount: Your customer chooses in the mandate: collection on the due date or within 5 days with a 2 % early payment discount. The reduced payment is booked as a discount automatically, even if you submit late.
- Digital mandate: Signature on screen or touchscreen. The mandate PDF with timestamp and proof of origin is filed automatically in the document archive and in the customer portal.
- Mandate management: The customer can revoke the mandate in the portal at any time, and the documents are then marked as invalid. The system manages first and recurring debits (FRST/RCUR), and mandate references are never reused.
- Pre-notification built in: The SEPA pre-notification appears on every invoice and in the invoice email, with its own customisable template for direct debit customers.
- Direct debit centre with filter: By default, you only see invoices ready for collection (2 days before the date) with an active mandate and completed pre-notification.
- Plain language for bank errors: If a submission fails, the system shows your bank's exact response instead of an error code.
- In the online shop too: SEPA direct debit is available as a payment method in the shop alongside Stripe, PayPal, prepayment and invoice.

## Related

[IBAN and BIC check Transposed digits spotted at once](https://1x1it.de/en/workorderagent/banking/iban-pruefung/)
[Double protection Payment password and pushTAN](https://1x1it.de/en/workorderagent/banking/sicherheit/)
[Bank reconciliation Collection booked including discount](https://1x1it.de/en/workorderagent/erp/bankabgleich/)
[Banking & SEPA All features at a glance](https://1x1it.de/en/workorderagent/banking/)

## Stop writing payment reminders

Try the WorkOrderAgent free for 20 days or let us show you direct debit collection.

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